{"id":3383,"date":"2024-09-23T21:00:57","date_gmt":"2024-09-23T21:00:57","guid":{"rendered":"https:\/\/site.primafinantare.md\/?page_id=3383"},"modified":"2024-10-21T11:29:12","modified_gmt":"2024-10-21T11:29:12","slug":"devino-un-debitor-intelept","status":"publish","type":"page","link":"https:\/\/site.primafinantare.md\/en\/devino-un-debitor-intelept\/","title":{"rendered":"Become a wise debtor!"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"3383\" class=\"elementor elementor-3383\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ae03680 e-flex e-con-boxed e-con e-parent\" data-id=\"ae03680\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f0cabf3 e-con-full e-flex e-con e-child\" data-id=\"f0cabf3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9c67562 elementor-widget elementor-widget-heading\" data-id=\"9c67562\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Become <br>a wise debtor!<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1720a17 elementor-widget elementor-widget-heading\" data-id=\"1720a17\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">in 5 easy steps<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bebedfc e-con-full e-flex e-con e-child\" data-id=\"bebedfc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd3673f elementor-widget elementor-widget-image\" data-id=\"dd3673f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"678\" src=\"https:\/\/site.primafinantare.md\/wp-content\/uploads\/2024\/09\/img.jpg\" class=\"attachment-large size-large wp-image-3388\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d22509b e-con-full elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"d22509b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0e8303 e-flex e-con-boxed e-con e-parent\" data-id=\"c0e8303\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-896b21b elementor-widget elementor-widget-spacer\" data-id=\"896b21b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ae0a5b1 e-flex e-con-boxed e-con e-parent\" data-id=\"ae0a5b1\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d5ba884 e-con-full e-flex e-con e-child\" data-id=\"d5ba884\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-557b57f elementor-widget elementor-widget-heading\" data-id=\"557b57f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Step 1<br>Check the maximum amount you can borrow<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a723b9b e-con-full e-flex e-con e-child\" data-id=\"a723b9b\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d976c75 e-con-full e-flex e-con e-child\" data-id=\"d976c75\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3222d83 elementor-widget elementor-widget-text-editor\" data-id=\"3222d83\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<ul><li>Learn how to calculate your monthly savings accurately.<\/li><li>Monthly loan repayments should not exceed 70% of your monthly savings.<br \/><br \/><em>E.g. If Income = 1000 lei and Expenses = 800 lei, then Savings = 200 lei.<\/em><br \/><em>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Monthly repayments = 140 max!<br \/><br \/><\/em><\/li><li>Take out a loan in the same currency as your income.<\/li><li>PRIMA FINAN\u021aARE will also assess your ability to pay to make sure you can repay your loan.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b615216 elementor-widget elementor-widget-spacer\" data-id=\"b615216\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-26073ff e-flex e-con-boxed e-con e-parent\" data-id=\"26073ff\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0ca81a0 e-con-full e-flex e-con e-child\" data-id=\"0ca81a0\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c66415e e-con-full e-flex e-con e-child\" data-id=\"c66415e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3fa1fa2 elementor-widget elementor-widget-heading\" data-id=\"3fa1fa2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Step 2<br>Calculate how much you'll pay<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-38ce338 e-con-full e-flex e-con e-child\" data-id=\"38ce338\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49fc1f6 elementor-widget elementor-widget-text-editor\" data-id=\"49fc1f6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Remember - low interest rates don't guarantee cheaper credit.<\/li><li>Make sure you take all costs and fees into account when calculating monthly repayments, not just interest payments: <em>calculates the fees for analysing, granting, commissions, insurance and the total amount paid in all instalments<\/em><\/li><li>Remember - it is a legal requirement to provide the APR indicator to help you compare the cost of borrowing.<\/li><li>Beware of aggressive lenders - special offers are rarely special!<\/li><li>Analyse the length of the loan carefully - lower payments over a longer period may not be cheaper.<\/li><li>PRIMA FINAN\u021aARE, in line with all MFC members, discloses all fees, including analysis fees and<br \/>credit management and penalties - <em>not all creditors do!<\/em><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4dbf65 elementor-widget elementor-widget-spacer\" data-id=\"d4dbf65\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2f85764 e-flex e-con-boxed e-con e-parent\" data-id=\"2f85764\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-be95b04 e-con-full e-flex e-con e-child\" data-id=\"be95b04\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e40079 elementor-widget elementor-widget-heading\" data-id=\"5e40079\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Step 3<br>Make sure you fully understand the contract<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fbf83a3 e-con-full e-flex e-con e-child\" data-id=\"fbf83a3\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b77f0e2 e-con-full e-flex e-con e-child\" data-id=\"b77f0e2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5817702 elementor-widget elementor-widget-text-editor\" data-id=\"5817702\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Read the contract carefully from start to finish! The Lending Expert will give you plenty of time to do this - <em>understand the costs, penalties, monthly payment schedule.<\/em><\/li><li>Solicit\u0103 ajutorul Expertului \u00een Creditare pentru a \u00een\u021belege fiecare punct din contractul de credit. Cere \u00eentotdeauna clarific\u0103ri la no\u021biuni financiare profesionale folosite \u00een contracte <em>(for example, ask for explanations of terms such as APR, annuity method, nominal rate,<\/em><br \/><em>interest, prepayment fees, etc.)<\/em><\/li><li>Allow enough time for clarification - <em>don't rush to sign something you don't understand!<\/em><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-087b04b elementor-widget elementor-widget-spacer\" data-id=\"087b04b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-32654ea e-flex e-con-boxed e-con e-parent\" data-id=\"32654ea\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4e40b98 e-con-full e-flex e-con e-child\" data-id=\"4e40b98\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-05a02cf e-con-full e-flex e-con e-child\" data-id=\"05a02cf\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a742d3d elementor-widget elementor-widget-heading\" data-id=\"a742d3d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Step 4<br>Control the debt - don't let it control you!<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ba67ae3 e-con-full e-flex e-con e-child\" data-id=\"ba67ae3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-518b309 elementor-widget elementor-widget-text-editor\" data-id=\"518b309\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Too much debt can lead to repayment problems.<\/li><li>Avoid multiple loans: <em>with more credit, you may expose yourself to a higher risk of over-indebtedness.<\/em><\/li><li>Solicit\u0103 credite pentru investi\u021bii! \u00cencearc\u0103 s\u0103 evi\u021bi creditele pentru lucruri pe care le dore\u0219ti, dar de care nu ai nevoie. <br \/>Evit\u0103 creditele pentru vacan\u021b\u0103 sau pentru un televizor ultramodern.<\/li><li>It's important to look after your credit history, the records stay there for ever.<\/li><li>Don't take out a loan for someone else!<\/li><li>Speak to your PRIMA FINAN\u021aARE Credit Expert if you're experiencing difficulties - we're here to help!<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5fd1d14 e-flex e-con-boxed e-con e-parent\" data-id=\"5fd1d14\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9a05ae9 elementor-widget elementor-widget-spacer\" data-id=\"9a05ae9\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f1a197 e-flex e-con-boxed e-con e-parent\" data-id=\"5f1a197\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f218ae6 e-con-full e-flex e-con e-child\" data-id=\"f218ae6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-09d3574 elementor-widget elementor-widget-heading\" data-id=\"09d3574\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Step 5<br>Check what you should do if you're not satisfied<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7d6288e e-con-full e-flex e-con e-child\" data-id=\"7d6288e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0ab424e elementor-widget elementor-widget-text-editor\" data-id=\"0ab424e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul>\n<li>Please let us <a href=\"https:\/\/www.google.com\/maps\/place\/PRIMA+FINAN%C8%9AARE\/@47.0205921,28.8293541,808m\/data=!3m2!1e3!4b1!4m6!3m5!1s0x40c97c175af820f1:0x9e44670cdedd5c8d!8m2!3d47.0205921!4d28.8293541!16s%2Fg%2F11c5s86l7g?entry=ttu&amp;g_ep=EgoyMDI0MDkxOC4xIKXMDSoASAFQAw%3D%3D\">leave a review<\/a> whether or not you are satisfied with PRIMA FINAN\u021aARE services.&nbsp;<br>YOUR opinion helps us provide a better service to our customers!<\/li>\n<li>S\u0103 \u0219tii c\u0103 ai dreptul s\u0103 depui o pl\u00e2ngere dac\u0103 nu e\u0219ti mul\u021bumit de serviciile noastre. <br>Contacteaz\u0103-ne la 022 20 20 20 sau pe office@primafinantare.md<\/li>\n<\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-245a874 e-con-full e-flex e-con e-parent\" data-id=\"245a874\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t<div class=\"elementor-element elementor-element-499e693 e-con-full e-flex e-con e-child\" data-id=\"499e693\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6014ca3 e-con-full e-flex e-con e-child\" data-id=\"6014ca3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ea8b1f elementor-widget elementor-widget-image\" data-id=\"4ea8b1f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"724\" src=\"https:\/\/site.primafinantare.md\/wp-content\/uploads\/2024\/09\/MFC_-BG-DarkPurple_Color-Logo.jpg\" class=\"attachment-large size-large wp-image-3398\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-54d0137 e-con-full e-flex e-con e-child\" data-id=\"54d0137\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-139694d elementor-widget elementor-widget-text-editor\" data-id=\"139694d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The Lend Wisely campaign is part of an international educational campaign run by the Microfinance Centre and its partners.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-835e91d e-con-full e-flex e-con e-child\" data-id=\"835e91d\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8d6418d e-con-full e-flex e-con e-child\" data-id=\"8d6418d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d8554ef elementor-widget elementor-widget-image\" data-id=\"d8554ef\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"966\" src=\"https:\/\/site.primafinantare.md\/wp-content\/uploads\/2024\/09\/leaflet-2xDL-horizontally-to-DL-become-a-wise-borrower.ai_.png\" class=\"attachment-large size-large wp-image-3399\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ae761b9 e-con-full e-flex e-con e-child\" data-id=\"ae761b9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ba9176 elementor-widget elementor-widget-text-editor\" data-id=\"7ba9176\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>This initiative has received financial support from the European Union Programme for Employment and Social Innovation \"EaSI\" (2022-2025). For more information, please consult: http:\/\/ec.europa.eu\/social\/easi. The contents of this publication represent the views only of the author and are the sole responsibility of the author; they cannot be taken to reflect the views of the European Commission. The European Commission is not responsible for any use that may be made of the information contained therein.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Devino un debitor \u00een\u021belept \u00een 5 pa\u0219i simpli Pas 1Verific\u0103 suma maxim\u0103 pe care o po\u021bi \u00eemprumuta \u00cenva\u021b\u0103 s\u0103 calculezi cu exactitate economiile lunare. Ramburs\u0103rile lunare ale creditului nu trebuie s\u0103 dep\u0103\u0219easc\u0103 70% din economiile tale lunare. De ex. Dac\u0103 Venitul = 1000 lei \u0219i Cheltuieli = 800 lei, atunci Economii = 200 lei.\u00a0 \u00a0 [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-3383","page","type-page","status-publish","hentry"],"rttpg_featured_image_url":null,"rttpg_author":{"display_name":"admin","author_link":"https:\/\/site.primafinantare.md\/en\/author\/admin\/"},"rttpg_comment":0,"rttpg_category":null,"rttpg_excerpt":"Devino un debitor \u00een\u021belept \u00een 5 pa\u0219i simpli Pas 1Verific\u0103 suma maxim\u0103 pe care o po\u021bi \u00eemprumuta \u00cenva\u021b\u0103 s\u0103 calculezi cu exactitate economiile lunare. Ramburs\u0103rile lunare ale creditului nu trebuie s\u0103 dep\u0103\u0219easc\u0103 70% din economiile tale lunare. De ex. Dac\u0103 Venitul = 1000 lei \u0219i Cheltuieli = 800 lei, atunci Economii = 200 lei.\u00a0 \u00a0&hellip;","_links":{"self":[{"href":"https:\/\/site.primafinantare.md\/en\/wp-json\/wp\/v2\/pages\/3383","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/site.primafinantare.md\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/site.primafinantare.md\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/site.primafinantare.md\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/site.primafinantare.md\/en\/wp-json\/wp\/v2\/comments?post=3383"}],"version-history":[{"count":46,"href":"https:\/\/site.primafinantare.md\/en\/wp-json\/wp\/v2\/pages\/3383\/revisions"}],"predecessor-version":[{"id":3488,"href":"https:\/\/site.primafinantare.md\/en\/wp-json\/wp\/v2\/pages\/3383\/revisions\/3488"}],"wp:attachment":[{"href":"https:\/\/site.primafinantare.md\/en\/wp-json\/wp\/v2\/media?parent=3383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}