Information Disclosure "Much of success is down to discipline and perseverance."Steve JobsInformation on credit services Lending Products Internal Regulations Regulament Privind Prestarea Serviciilor Prima Finantare 2025 Regulation on the Administration Framework of the First Financing Activity 2023 Regulation on Customer Claims Settlement Mechanisms 2023 Financial Reports Raport de Audit 2023 Raport de Audit 2022 Raport de Audit 2021 Raport de Audit 2020 Raport de Audit 2019 Raport de Audit 2018 Raport de Audit 2017 Raport de Audit 2016 Raport de Audit 2015 Raport de Audit 2014 Raport de Audit 2013 Audit Rom 2013 Raport de Audit 2012 Raport de Audit 2011 Press Release Press Release SMARTCREDIT 2022 Press Release SMARTCREDIT 31.12.2021 Press Release SMARTCREDIT 31.12.2019 Press Release SMARTCREDIT 31.12.2018 Press Release SMARTCREDIT 30.06.2018 Press Release SMARTCREDIT 31.12.2017 Press Release SMARTCREDIT 30.06.2017